FlowFi categorises your bank statement, flags GST and deductions, and builds your BAS automatically. Built for Australian sole traders. $29 a month, not $450 a quarter.
14 days of Pro free. No credit card required.
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Your complete financial command centre. Income, expenses, GST, BAS, deductions, Tax Pot, invoices and forecasts, all on one dashboard.
Income
$12,450
+12% vs last month
Expenses
$4,280
-3% vs last month
Profit
$8,170
+18% vs last month
GST Owed
$1,132
Income vs Expenses
Last 6 months
AI Insight
Your top expense categories this quarter are software subscriptions and contractor payments, making up 62% of total business expenses. Income is up 18% compared to last quarter.
Books, BAS, tax set-aside and getting paid, in one place built for Australian sole traders. Tap any feature to learn more.
Upload a bank statement and get BAS-ready books in minutes, then invoice, get paid and know what to set aside for tax. No bank login, ever.
Drop your bank statement
CSV, PDF or XLS
Upload your statement
No accounting degree required. Upload your bank statement, let AI do the work, and stay on top of your obligations.
Upload your bank statements as CSV or PDF files. FlowFi supports all major Australian banks including CBA, Westpac, NAB, and ANZ.
Every transaction is categorised with a confidence score, GST is worked out, and deductions are flagged. FlowFi asks you to review only the uncertain ones and learns from your corrections.
Your BAS is pre-filled with every ATO label ready. Review the numbers, copy them into ATO Online in about five minutes, or share the pack with your accountant. Tax Pot tells you what to set aside along the way.
Drag the slider to your annual income and compare what a year of bookkeeping costs.
$450 per quarter
Typical quoted rate, $75/hr x 6 hrs per quarter
1% of your income
1% + GST of self-employed income, capped at $1,500 + GST. Source: hnry.com.au/pricing
$29 x 12 months, or $290 paid yearly
Flat fee. Unlimited transactions, invoices and BAS preparation. 14-day free trial, no card.
FlowFi saves you $402 vs Hnry and $1,452 vs a bookkeeper every year.
Hnry lodges for you and gives you human accountants. FlowFi gives you the same categorised, BAS-ready books for a flat fee, and you stay in control. Keep your accountant for advice.
Start 14-day free trialInvoice from your phone the moment the job is done, let your client pay from a link, and leave the follow-ups to FlowFi. The money goes straight into your own bank account.
Pick one of four styles, add your logo and colour, and check the live preview. FlowFi emails it to your client with the PDF attached, and you can duplicate it next time.
Every invoice has a link your client can open on any device, with your bank details or PayID ready to pay from. You see when it has been viewed, then mark it paid when the money lands in your account.
Switch on automatic reminders and FlowFi emails the client at 1, 7 and 14 days overdue, with the link to pay. You get a copy of every reminder. It is off until you turn it on.
Quotes your client can accept online. An accepted quote becomes an invoice automatically.
Recurring invoices that create and send themselves on the schedule you set.
Invoicing, quotes, recurring invoices and reminders are all included in Pro. 14 days free, no credit card.
The fully automated alternative for people who want a flat fee and to keep control of their own money.
Clients pay you directly. FlowFi reads the statement you upload and never touches your money or asks for a bank login.
One fixed price a month (or $290 a year) no matter how much you invoice. Your fee does not grow with your income.
Upload a bank statement, AI categorises it and flags GST and deductions, and your BAS labels are ready to copy into ATO Online in about five minutes.
You see every number before anything is lodged. Export a PDF, CSV, Xero or MYOB pack whenever your accountant needs it.
Hnry is a good choice if you want someone to lodge for you and never look at your books. FlowFi is for people who would rather keep the fee and the control.
Start 14-day free trialNo credit card. See the full FlowFi vs Hnry comparison.
Tax Pot works out what you should have put away for income tax and GST from the transactions in this financial year, and updates every time you upload a statement.
You keep the money in your own account. FlowFi shows you the number, how far you are from it, and what to move across each week to close the gap.
See your number in the free trialTax Pot
Recommended
$6,240
You have
$4,500
Gap
$1,740
Put aside $87 a week until 30 June to close the gap (20 weeks to go).
Illustrative numbers, not a forecast. Your figures come from your own uploaded transactions. An estimate, not tax advice.
FlowFi never connects directly to your bank or stores your bank credentials. Upload CSV or PDF bank statements and your data is encrypted end-to-end. You stay in full control and can delete your data at any time.
Bank-Grade Security
256-bit AES encryption
SOC 2 infrastructure
Australian-hosted
FlowFi is designed from the ground up for Australian freelancers, contractors, and sole traders. We understand ABNs, GST, BAS quarters, and the ATO so you don't have to.
Start 14-day free trialTry everything in Pro free for 14 days, no card needed. One flat fee after that. No hidden fees, no lock-in contracts.
Q1 BAS (Jul to Sep quarter) is due 28 October 2026. Set up today and be ready in minutes.
The complete toolkit for Australian freelancers and sole traders
or $290 a year (two months free)
For established freelancers and growing micro-businesses who need more power
or $590 a year (two months free)
14 days of Pro free. No credit card. Cancel anytime. 30-day money-back guarantee on your first payment.
Absolutely. FlowFi never connects directly to your bank or stores your bank credentials. You upload CSV or PDF bank statements, and your data is encrypted in transit and at rest. Your financial data is completely isolated so only you can access it. You can delete your data at any time from your settings.
Not at all. FlowFi is designed for freelancers who'd rather focus on their work than learn accounting. AI handles the categorisation, GST calculations, and BAS preparation automatically.
FlowFi supports bank statement uploads from all major Australian banks including CBA, ANZ, Westpac, NAB, and many more. Export your statement as a CSV or PDF from your bank's online portal and upload it to FlowFi.
Yes! FlowFi generates a complete tax pack you can share with your accountant. Export in PDF, CSV, MYOB, or Xero format with one click.
You can import your existing transaction data via CSV. FlowFi will categorise everything automatically and you'll be up and running in minutes.
Yes. Every new account gets 14 days of Pro free, with no credit card needed. After the trial it is $29 a month or $290 a year (two months free). If you do not subscribe, your data stays in read-only mode for 90 days so you can still export it or pick up where you left off.
No. FlowFi prepares every BAS label (G1, G10, G11, 1A, 1B and PAYG instalment if it applies) so you can copy them into ATO Online through myGov in about five minutes, or send the pack to your accountant to lodge. See the step-by-step guide.
How to lodge your BAS from FlowFiNothing. FlowFi never touches it. Your clients pay you directly into your own bank account, and you upload a statement when you are ready. Some services route your income through their own account first, set aside tax and pay you the remainder; FlowFi does not work that way. Your money stays where it is and you keep control of it.
Hnry is a managed service that charges 1% of your income and lodges your tax and BAS for you. FlowFi is software at a flat $29 a month that categorises your transactions and builds your BAS while you stay in control of your books. Many people use FlowFi for the day-to-day sorting and keep an accountant for advice.
Read the full FlowFi vs Hnry comparisonYes. Build a tax invoice in one of four styles with your logo and colour, check the live preview, and send it by email with the PDF attached. If you switch on automatic reminders in Invoice Settings, FlowFi emails the client at 1, 7 and 14 days overdue with the link to pay, and sends you a copy each time. Reminders are off by default, so nothing goes out unless you want it to. Quotes and recurring invoices are included too.
Straight into your own bank account. Every invoice carries a link your client can open on any device, showing your bank details or PayID so they can pay from their own banking app. You see when the invoice has been viewed, and you mark it paid when the money lands. FlowFi never holds or moves the money.
Join FlowFi and spend less time on bookkeeping, more time on the work that matters.
Start 14-day free trial14 days of Pro free. No credit card. Cancel anytime.
Keep your accountant for advice. Let FlowFi do the sorting.
30-day money-back guarantee. If FlowFi has not saved you time in your first month of paying, email hello@flowfi.com.au and we refund it.