FlowFi Blog

Practical guides on GST, BAS, tax deductions, invoicing, and everything else Australian freelancers need to manage their finances with confidence.

16 September 20267 min read

Q1 BAS is due 28 October 2026: the 20-minute checklist

The July to September 2026 BAS is due Wednesday 28 October. A step-by-step checklist for Australian sole traders to prepare, check, lodge and pay it in about twenty minutes, with the traps that make it take longer.

Read article
14 September 20266 min read

The three emails FlowFi sends you and why

FlowFi sends three kinds of email once you are set up: a digest after each statement upload, a Monday summary, and BAS reminders at seven days and two days out. Here is what is in each, why they exist, and how to turn any of them off.

Read article
11 September 20267 min read

Hnry vs FlowFi: which one for a tradie earning $90k

A fair, worked comparison of Hnry and FlowFi for an Australian tradie on around $90,000 a year: what each costs, how money and expenses flow, GST on materials, deposits and progress payments, TPAR, and a plain decision guide.

Read article
8 September 20266 min read

We built a free sole trader tax calculator, here is how to use it

How to use the FlowFi sole trader tax calculator: what to enter, what the results mean, how to get the amount to set aside each month, worked examples with and without a job, and what the calculator deliberately leaves out.

Read article
4 September 20267 min read

The $75,000 GST threshold: what happens the month you cross it

A month-by-month account of crossing the GST registration threshold as an Australian sole trader: the projected turnover test, the 21-day clock, choosing a start date, what changes on your invoices and prices, the first BAS, and the trap of noticing late.

Read article
1 September 20267 min read

Why your bank statement is the only bookkeeping input you need

Every dollar a sole trader earns or spends passes through a bank account. Here is why the statement is the complete record, what it cannot tell you, and how uploading it replaces data entry, bank feeds and the shoebox.

Read article
11 March 20269 min read

How Much Tax Will I Pay as a Freelancer in Australia?

Understand exactly how much tax you'll owe as an Australian freelancer: income tax, Medicare levy, GST, super, and how to calculate your effective rate.

Read article
10 March 20267 min read

AI Receipt Scanning: Never Lose a Tax Deduction Again

How AI receipt scanning works, why it matters for Australian freelancers, and how to build a receipt habit that saves you thousands at tax time.

Read article
7 March 202612 min read

How to Set Up Your Freelance Finances in Australia (Complete Guide)

Everything you need to know to set up your freelance finances in Australia. ABN, GST, bank accounts, tax obligations, invoicing, and tools to keep it all organised.

Read article
3 March 202611 min read

FlowFi vs Xero vs MYOB: Which Is Best for Australian Freelancers?

A detailed comparison of FlowFi, Xero, and MYOB for Australian freelancers: features, pricing, AI capabilities, and which tool fits your freelance business.

Read article
24 February 202610 min read

The Complete Guide to Quarterly BAS for Sole Traders

A step-by-step guide to preparing and lodging your quarterly Business Activity Statement as an Australian sole trader: labels, deadlines, and how to avoid mistakes.

Read article
18 February 20269 min read

Tax Deductions Every Australian Freelancer Should Claim (But Probably Isn't)

A comprehensive guide to the tax deductions Australian freelancers are entitled to, from home office to super contributions, and how to track them properly.

Read article
14 February 202610 min read

7 Invoicing Mistakes That Are Costing Australian Freelancers Thousands

The seven most common invoicing mistakes Australian freelancers make, and how fixing them puts thousands more in your pocket each year.

Read article
10 February 20268 min read

The Complete GST Guide for Australian Freelancers in 2026

Everything Australian freelancers need to know about GST: registration, invoices, BAS lodgement, and common mistakes to avoid.

Read article

Ready to simplify your freelance finances?

FlowFi automates transaction categorisation, BAS prep, invoicing, and tax estimates, so you can focus on what you do best.

Start free today