Everything FlowFi does, on one page
FlowFi turns the bank statement you already have into categorised books, GST figures and a BAS you can copy into ATO Online, tells you what to set aside for tax, and gets your invoices paid without you chasing. Every feature below is included in Pro at $29 a month, with 14 days free and no card.
Get your books done
From a bank statement to categorised, reviewed transactions in minutes, with no bank login.
Upload a statement, no bank login
Export a CSV or PDF from your bank app (CBA, Westpac, NAB, ANZ and most others) and drop it in. FlowFi never connects to your bank and never touches your money.
How to export a statement from your bankAI categorisation with a confidence score
Every transaction gets a category and a confidence score. FlowFi asks you to review only the uncertain ones and learns from your corrections, so each upload needs less of you.
Receipts with OCR
Snap a photo of a receipt. FlowFi reads the vendor, date and amount and matches it to the right transaction so the record is there at tax time.
Mileage
Log business trips and claim at the current ATO cents-per-kilometre rate. The deduction feeds into your totals.
Clients
Keep your clients in one list with their details ready for the next invoice or quote.
Cash-flow forecast
A forecast built from your invoices and history, so you can see what is coming before it arrives.
Tax and BAS without the spreadsheet
GST on every line, deductions flagged, every BAS label ready, and a running figure for what to set aside.
GST flagged per transaction
FlowFi works out which sales and purchases carry GST so your 1A and 1B figures come from the transactions, not a guess.
Deductions found
Likely deductible expenses such as software, phone, insurance and home office are flagged as they appear in your statement, for you to confirm.
Common sole trader deductionsBAS with every label, ready to copy
G1, G10, G11, 1A, 1B and PAYG instalment if it applies, built from your uploads and shown on a copy-ready labels card. Copy them into ATO Online in about five minutes. FlowFi does not lodge for you.
How to lodge your BAS from FlowFiBAS reminder emails with your labels filled in
Before each due date FlowFi emails you a reminder with your labels already in it, so you can check the numbers from your inbox.
Tax Pot
What you should have set aside for income tax and GST from this financial year, what you have put away, the gap, and a weekly amount to close it. Optional super. Your money stays in your own account.
Accountant export
One-click export as PDF, CSV, Xero or MYOB. Your accountant gets clean, categorised books and spends their time on advice.
Invoice, get paid, stop chasing
Professional tax invoices, a link your client pays from, and reminders that go out without you.
Professional tax invoices
Four styles, your logo and colour, a live preview and a PDF. Send by email with the PDF attached, mark paid when the money lands, and duplicate for next time.
A link your client can pay from
Every invoice has a link your client opens on any device, showing your bank details or PayID. You see when it has been viewed.
Quotes accepted online
Send a quote, your client accepts it online, and it becomes an invoice automatically.
Recurring invoices
Set the schedule once. FlowFi creates and sends each invoice for you.
Automatic reminders to late payers
Opt in and FlowFi emails the client at 1, 7 and 14 days overdue with the link to pay, and sends you a copy. Off by default.
Free invoice generator
Need a one-off tax invoice without an account? Use the free generator and download the PDF.
Open the invoice generatorStay on top of it without logging in
FlowFi comes to you: a short email after every upload, a Monday summary, and the free tools when you need a quick answer.
A summary the morning after every upload
What came in, what went out, what needs a look and where your BAS stands, in your inbox the next morning.
Monday summary
The week in one email: income, expenses, invoices outstanding and your Tax Pot position.
Your choice of emails
Activity, weekly, tips and reminders each have their own switch in Settings, and every email has an unsubscribe link.
Add to your home screen
FlowFi works in any browser. On your phone, add it to the home screen and it opens like an app.
Free tools, guides and industry pages
A sole trader tax calculator, GST calculator, BAS due dates, an hourly rate calculator and the invoice generator, plus plain-English guides and pages for your trade.
Browse the free toolsReferral: give a month, get a month
Share your link. When a friend becomes a paying subscriber, you both get a month of Pro credited.
Your data, your control
Upload only, hosted in Sydney, encrypted, and yours to delete.
No bank login, ever
FlowFi reads the statement you upload. There is no bank feed, no stored credentials, and no way for FlowFi to move money.
Hosted in Australia
Your data lives in a Sydney data centre on SOC 2 certified infrastructure.
Encrypted in transit and at rest
AES-256 encryption at rest and TLS 1.3 in transit. Row Level Security isolates your data at the database level.
Two-factor authentication
Turn on two-factor authentication in Settings for a second check at sign-in.
Delete any time
Export what you need and delete your data from Settings whenever you like. If your trial ends, your data stays read-only for 90 days so you can still export it.
Read the security pageWhat you get for $29
One flat fee, whatever you earn. Compare it with what a year of bookkeeping usually costs.
Bookkeeper or BAS agent
Typical quoted rate of $75 an hour for around six hours a quarter. They lodge for you; you wait for the turnaround.
Hnry
Managed service. Your income is paid into a Hnry account first and tax is taken out before you are paid.
FlowFi Pro
Everything on this page. Your money stays in your own account and you see every number before anything is lodged.
Included in Pro
- Unlimited transactions and statement uploads
- AI categorisation with review
- GST, deductions and every BAS label
- Tax Pot
- Unlimited invoices, quotes and recurring invoices
- Pay links, PayID and automatic reminders
- Receipts, mileage and cash-flow forecast
- Accountant export (PDF, CSV, Xero, MYOB)
- After-upload and Monday summary emails
- Referral credits
Business is $59 a month or $590 a year and adds unlimited bank accounts, up to five users with role-based access, advanced AI insights, AI support and API access. Yearly plans get two months free.
Try all of it on your last bank statement
Every signup gets Pro for 14 days. Upload one statement and see your categorised transactions, GST, BAS labels and Tax Pot in minutes.
Start 14-day free trialNo credit card. Then $29 a month or $290 a year. 30-day money-back guarantee on your first payment.
Bookkeeper rates are typical quotes for a sole trader and vary by location and volume. Hnry pricing per hnry.com.au/pricing, checked September 2026; Hnry is a trademark of Hnry Limited and FlowFi is not affiliated. Tax Pot figures are estimates, not tax advice. FlowFi does not lodge your BAS.