For physios, OTs, dietitians, psychologists and other allied health sole traders

BAS and bookkeeping for physios and allied health professionals, without the Sunday-night spreadsheet

Allied health income arrives from four directions at once: patient card payments through the clinic terminal, Medicare or private health rebates, NDIS plan managers paying on 14-day terms, and workers compensation insurers paying when they get to it. Outgoing, it is room rent or a percentage to the practice, AHPRA or association registration, professional indemnity insurance, CPD, consumables and practice management software.

FlowFi reads the statement, sorts each payer and each cost, works out where GST applies (many health services are GST-free, most of your costs are not), and builds the quarterly BAS. You review it and copy the labels into ATO Online.

General information only, not tax advice. Check your own situation with a registered tax agent or the ATO.

What FlowFi does for physios and allied health professionals

Sorts patient, insurer and plan-manager income

Card payouts, rebates, NDIS and workers comp payments are recognised as income and kept separate so you can see who owes what.

Handles GST-free services and taxable costs

Most treatment income is GST-free but your rent, equipment and software usually carry GST. FlowFi keeps the two sides straight for the BAS.

Invoices plan managers and insurers

Send invoices with the reference numbers they need and let reminders chase the 14-day and 30-day payers.

Tracks registration, insurance and CPD

Annual renewals and courses are categorised and flagged as deductions when they land in your statement.

Builds the BAS from your statement

Upload the quarter, review the pre-filled figures and copy them into ATO Online.

How it works

Step 01

Upload your bank statement

Export a CSV or PDF from your bank (CBA, Westpac, NAB, ANZ, Macquarie and most others) and drop it into FlowFi. No bank login, ever.

Step 02

AI sorts every transaction

Income, expenses, equipment and transfers are categorised, GST is worked out on each line and likely deductions are flagged for you to confirm.

Step 03

Review and lodge your BAS

Check the pre-filled labels, copy them into ATO Online in about five minutes, or export the pack for your accountant. FlowFi does not lodge for you.

Common deductions for physios and allied health professionals

Expenses physios and allied health professionals often claim. FlowFi flags these categories as they appear in your statement so you can confirm each one.

  • Room rent, clinic percentage or co-working fees for treating patients
  • AHPRA registration or professional association membership
  • Professional indemnity and public liability insurance
  • Treatment equipment, plinths, resistance gear and consumables
  • Continuing professional development and journal subscriptions
  • Practice management and telehealth software
  • Uniforms with a logo and laundering of them
  • Phone, internet and a share of your home office for notes and admin

General information only, not tax advice. Check your own situation with a registered tax agent or the ATO.

Email me the quarterly BAS checklist

The checklist now, then a few short notes on getting your BAS done. No spam, unsubscribe any time.

Pricing

Flat monthly pricing. No percentage of your income, no lock-in, cancel any time. Every account starts with 14 days of Pro free, no card needed.

Built for sole traders

Pro

$29/month

or $290 a year (two months free). 14-day free trial, no card.

  • Unlimited transactions and uploads
  • Unlimited invoices with automatic reminders
  • Full AI categorisation and deduction flags
  • BAS preparation with a copy-guide for ATO Online
  • Receipt scanning, mileage and cash-flow forecast
  • One-click accountant export
Start 14-day free trial

Business

$59/month

or $590 a year (two months free). For anyone with a bookkeeper or partner in the books.

  • Everything in Pro
  • Unlimited bank accounts
  • Up to 5 users with role-based access
  • Advanced AI insights
  • AI support and API access
Start 14-day free trial

Questions physios and allied health professionals ask

Are my services GST-free?

Many allied health services are GST-free when provided by a recognised professional and generally accepted as necessary for the patient’s treatment. Some services and products are taxable, for example many reports for third parties and some retail items. FlowFi lets you mark income as GST-free or taxable so the BAS reflects your mix. Confirm your position with your accountant.

I only report G1, 1A and 1B. Is that right?

If you use the simpler BAS, which most sole traders under $10 million turnover do, those three labels are all the GST section needs. GST-free income still counts in G1 as total sales. FlowFi pre-fills all three.

Do NDIS payments have GST?

Supports to an NDIS participant under their plan are generally GST-free when the conditions are met. Record them as GST-free income and keep the service agreement. Check the ATO guidance or your accountant if you are unsure about a particular support.

Can I claim my registration and insurance?

Yes. Registration fees, association memberships and professional indemnity insurance are generally deductible in the year you pay them. FlowFi flags them as they appear.

General information only, not tax advice. Check your own situation with a registered tax agent or the ATO.

Keep reading

FlowFi for related trades

Clinic books done in the time between patients

Upload one bank statement and see patient income, rent, registration and GST already categorised.

Start 14-day free trial

14 days of Pro free. No credit card. Then $29 a month or $290 a year.